Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, a ride is available at your fingertips, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Collisions can occur, and passengers could end up injured.
This article explores typical Uber accident injuries, who may be liable for damages, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, many different types of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Neck Injuries: Whiplash often results from rear-end crashes, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Fractures: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability uber class action lawsuit california coverage during active rides.
Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.